Medicare Advisor · Licensed in Indiana and several other states!

Turning 65 Soon?
Let’s Get Medicare Right.

Too many options. Confusing deadlines. Costly penalties. John Sorg helps people navigate Medicare and make the right call — free of charge, with no sales pressure.

Attend a Free Seminar Schedule a Free Consultation
  • ✓  On Medicare himself for 9 years — not just theory
  • ✓  50+ years in the insurance industry
  • ✓  Independent broker — works for you, not an insurer

What I Help With

Medicare Coverage, Simplified

Original Medicare only covers part of your healthcare costs. I help you find the right combination of plans to fill in the gaps — and protect your retirement savings.

Medicare Supplement

Covers the gaps Original Medicare doesn’t — copays, coinsurance, and deductibles. Standardized plans A through N make side-by-side comparisons straightforward, so you know exactly what you’re getting.

Cancer, Heart & Stroke

A serious diagnosis can bring costs your supplement wasn’t designed to cover. These plans pay you directly, giving you financial flexibility when it matters most.

Dental, Vision & Hearing

Routine dental care, eyecare and hearing aids aren’t covered by standard Medicare — three of the most common healthcare needs in retirement. Stand-alone plans keep these costs manageable.

Who I Help

Individuals Turning 65 Soon

The 7-month window around your 65th birthday is the most important time to act. Missing key Medicare enrollment deadlines can result in late-enrollment penalties that follow you for the rest of your life.

  • Approaching 65

    You’re 3–6 months from your birthday and want to understand your options before making a decision you can’t easily undo.

  • Already Enrolled but Unsure

    You signed up for a plan but have questions about whether it’s the right fit for your situation.

  • Helping a Parent or Spouse

    A loved one is turning 65 and you want to make sure they get the right coverage without costly mistakes.

See Upcoming Seminars

Medicare Enrollment Timeline

3 Months Before Your Birthday

Initial Enrollment Period Opens

Your window to sign up for Medicare begins. This is the ideal time to connect and review your options.

Your 65th Birthday Month

Coverage Can Begin

If you enrolled before your birthday month, your coverage starts the first of that month.

3 Months After Your Birthday

Enrollment Window Closes

Missing this deadline without a qualifying exception means penalties and gaps in coverage.

John Sorg

John Sorg
Medicare Benefits Specialist

About John

An Independent Advisor You Can Trust

I grew up on the east side of Indianapolis, graduated from Scecina Memorial High School, and earned my degree from Indiana University in 1974. I’ve spent more than 50 years in the insurance industry — and I’ve been on Medicare myself for nine years. I understand what it feels like to navigate these decisions, not just in theory.

As an independent advisor, I can compare plans from multiple insurance companies and help you find coverage that fits your needs and budget. My goal is simple: make sure you feel confident and informed before you sign anything. That’s why I run free educational seminars — you learn what you need to know before we ever talk about a plan. I answer your questions and guide you with experience and patience so you make the right choices for your unique situation.

50+ Years Experience
100% Independent
$0 Cost to You

Free Educational Events

Medicare 101: What You Need to Know Before Turning 65

Free educational seminar covering enrollment timelines, Medicare Supplement vs. Medicare Advantage, common mistakes to avoid, and your next steps. Bring your spouse or a family member. One seminar currently scheduled — space fills quickly.

SEPT 19 2026

Limited Seating Available

Fishers, IN

  • 11565 Brooks School Road
  • Saturday · 10:00 AM
  • 60-minute seminar
  • Light refreshments provided

“Nothing is sold at my seminars. My goal is to help you understand your options so you can make the decision that’s right for you.”

Reserve Your Seat

Registration is free. John will send a confirmation shortly after you submit.

Not in your area? Contact John about bringing a seminar to your location.

Client Reviews

What People Are Saying

★★★★★

“John is always available to help before and after you are a client. He goes the extra mile and is pleasant and patient to work with.”

— Jeff A., Fishers, IN

★★★★★

“You won't go wrong with John! Very accommodating and knowledgeable on Medicare matters”

— Octavio S., Lafayette, Indiana

Your Questions, Answered

Common Medicare Questions

The best time to start is 3–6 months before your 65th birthday. Your Initial Enrollment Period begins 3 months before your birthday month and ends 3 months after. Acting early gives you time to compare plans without feeling rushed — and ensures your coverage is active the day you need it.

The seminars run about 60 minutes and cover Medicare basics, enrollment timelines, the difference between Medicare Supplement and Medicare Advantage, Part D drug coverage, and how to avoid the most common and costly mistakes. Nothing is sold during the event — it’s education only. Spouses and family members are welcome and encouraged to attend. Light refreshments are provided. At the end, you’re welcome to ask questions or schedule a private consultation if you’d like to go deeper.

A Medicare Supplement (Medigap) plan works alongside Original Medicare to cover your out-of-pocket costs like copays and deductibles. You can see any doctor in the country who accepts Medicare. Medicare Advantage is an alternative to Original Medicare offered by private insurers — it often has lower premiums but narrower networks and varying out-of-pocket costs. Which is better depends on your health needs and budget.

If you’re enrolling in Original Medicare with a Supplement plan, you’ll need to add a separate Part D plan for prescription coverage. Even if you don’t take many medications right now, enrolling when you’re first eligible helps you avoid late enrollment penalties down the road.

Nothing. My services are completely free to you. I’m compensated by the insurance carriers when you enroll in a plan — but that doesn’t influence what I recommend. As an independent broker, I compare options across multiple carriers to find the right fit for your situation.

If you or your spouse are still working and covered by an active employer group health plan, you may be able to delay Medicare enrollment without a penalty — but the rules depend on your employer’s size and your specific situation. This is one of the most important conversations to have before your 65th birthday.

Part D drug plans and Medicare Advantage plans can be changed each year during the Annual Enrollment Period (October 15 – December 7). Medicare Supplement plans may require medical underwriting if you try to switch after your initial enrollment period ends — which is why choosing the right plan from the start matters so much. Some states, Indiana included, have a "birthday rule" which may allow a change without underwriting. John can tell you exactly how that and other provisions work.

Generally, no. Original Medicare doesn’t cover routine dental care, eye exams for glasses, or hearing aids — yet these are some of the most common and costly healthcare needs for people over 65. Stand-alone dental, vision, and hearing plans can make a meaningful difference in your annual out-of-pocket costs.

Have a question not answered here? Send John a message →

Free Consultation

Schedule Your Free Medicare Consultation

Fill out the form and John will follow up personally — no sales pressure. Choose how you'd like to meet: phone, Zoom, or in-person in Fishers.

NPN: 15660092

John will follow up to schedule a time that works for you.